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While it’s not a fool proof science (people can be safe and things do still happen) it’s important to safeguard your finances as best as possible to avoid the threats that exist.

Every semester, Fastweb helps thousands of students pay for school by matching them to scholarships, grants, and internships, for which they actually qualify. You'll find high value scholarships that are easy to enter like Niche ,000 No Essay Scholarship, and internships with companies like Apple, Google, Dreamworks, and even NASA!  While it’s not a fool proof science (people can be safe and things do still happen) it’s important to safeguard your finances as best as possible to avoid the threats that exist.

Even though financial literacy is crucial to successful “adulting,” a mere 17 states require high school students to take a course on financial literacy. These courses have proven to have a direct impact on a student’s ability to make wise financial decisions. Plus, students who have some personal finance classes under their belts are much more likely to successfully save money, budget wisely and invest smarter.

On February 20, two ex-patients with new crown pneumonia walked into the Harbin Blood Donor House and successfully donated their convalescent plasma. They were also among the first recovering patients in Harbin to donate convalescent plasma for new pneumonia. The Harbin Blood Center completes the collection plan ahead of schedule and prepares the collection site, equipment, personnel, procedures, etc. . At 0830 hours, all the staff of the Harbin Blood Centre were in place, the collection sites were disinfected, the collection equipment was debugged and the medical staff were ready to protect them. A total of 800 millilitres of plasma were donated by the two recovered donors as they entered the blood donation room, where they underwent temperature tests, information input, physical examinations, blood sampling and blood tests. Once the plasma is collected, it is immediately sent to the Harbin Blood Centre for testing, preparation and packaging of the nucleic acid in the blood by various departments. The plasma donated by the donor will be immediately sent to the clinic, for the treatment of severe and critically ill patients with new coronary pneumonia. It is known that the plasma therapy of convalescent patients with NCP is to reduce the virus content in the patients by using a certain titer of virus-specific antibodies in the plasma of convalescent patients, so as to achieve the treatment expectation, it is a very effective treatment for severe and critically ill patients. (CCTV reporter, Li Rui) it is understood that during the treatment of the patient in the isolation ward, the medical staff strictly followed the new guidelines for the diagnosis and treatment of coronary pneumonia, and reported the patient's condition to the hospital expert group every day, after consultation by the Expert Group, the treatment plan was made for the same day, and antiviral, anti-infection, nutritional support and other symptomatic treatment. After consultation with a medical expert group on new crown pneumonia in Baoji, the patient met the criteria for discharge of newly diagnosed cases of new crown pneumonia and was discharged. After discharge, the patient will be transferred back to his county hospital for further isolation for 14 days, during which doctors at Baoji Center hospital will closely follow him by telephone. It is understood that the patient Shi mou, Male, 53 years old, from Yanliang District, Xi'an, and Hubei personnel contact January 22, after the chest CT found lung shadow, the family has an aggregated outbreak, his wife is also in Xi'an chest hospital isolation treatment. After admission to the hospital, three patients were treated with a combination of antiviral, anti-infective, traditional Chinese medicine, nutritional support and psychological counseling, and their symptoms gradually improved. The nucleic acid test was negative after two retests, all indicators suggest a significant improvement, according to the National Health Commission, "COVID-19 program (trial sixth edition) " guidelines, to discharge standards. After the fixed-point hospital comprehensive treatment, 5 patients with normal body temperature, fever cough and other respiratory symptoms disappear, npv nucleic acid test negative, imaging lesions significantly absorbed. Five patients were discharged from hospital on February 20 after they met the criteria for discharge from hospital following confirmation by the new crown pneumonia medical expert group in Hanzhong. After discharge, the patient will continue to be isolated at home for 14 days, the hospital will also closely follow-up. The total turnover of the Shanghai gold exchange in 2019 was 28.76 trillion yuan, up 33.18 percent year-on-year, according to the latest figures from the Shanghai Gold Exchange today (February 20) , for 13 years in a row in the global spot gold trading volume first in the world, effective services to the market participants and entities of gold production enterprises. Wang Zhonglin, a CCTV reporter, said that at this stage, epidemiological investigation has become the top priority in the war of resistance, "Just like fighting a war, we must attack one mountain top after another. Now that we have reached the hinterland, we must mobilize all our resources, strengthen our strength and attack with all our might. " On the afternoon of February 19, Ying Yong inspected and supervised the work of epidemic prevention, control and flow regulation and treatment, "Epidemiological Investigation is the source and basic work of the current epidemic prevention and control, and its effectiveness is directly related to the success or failure of epidemic prevention and control. " Local media said the move was "to implement the Central Committee to Hubei Steering Group Deployment, in accordance with the work requirements of the provincial Party Committee. ". "In fact, it is a bit like the work of the public security bureau. We have to carry out a detailed epidemiological investigation of every suspected case. We need to know the basic situation of the case, the family situation, the travel history of the 14 days before the onset of the case, the activity track, whether there is any suspicious case contact, suspicious environmental exposure and his/her diet, and so on, " said Pang Xinghuo, deputy director of the Beijing Center for Disease Control and Prevention. "through these investigations, we mainly screen for clues of case infection, various possible sources of infection and mode of transmission. This is the main objective of the epidemiological investigation. " Be sure to tell the doctor at the first time, to the disease control and circulation personnel, to truthfully provide their activity history, to help the disease control personnel to find the source of infection, timely identification of possible close contacts, reduce the spread of the disease. "medical resources should be used as a whole, the level of medical care in non-designated hospitals should be raised, the supporting facilities should be improved, and the Department of paediatrics, obstetrics and gynaecology and critical care should be set up. The Community Health Service Centres and out-patient clinics should play a good role and all fever patients should no longer be admitted to meet the normal medical needs of the public. " Recently, there are many media reports of the Wuhan Nursing Home Epidemic Prevention and control situation. For example, Caixin reported on February 20 that there are many suspected new crown infections in nursing homes in Wuhan, and Phoenix TV's Weibo on February 18 released a letter from Wuhan 09: President Wu Mingrong waiting at the nursing home. Wang Zhonglin said that the elderly care places to implement strict control, all non-essential personnel can not enter; "for the elderly home diagnosed patients, no matter what way to firmly and timely treatment, must not contain the end. ". The combined impact of the new crown pneumonia outbreak was so intense that China was forced to suspend its normal schedule and engage in an all-out war with it. So far, China has made significant gains on the battlefields outside Hubei, containing the risk of a pandemic spreading across the country and beginning to show significant improvement in the province. But it is uncertain whether the epidemic will be eradicated soon. Many experts believe that we can not rule out the new pneumonia into a chronic flu-like, since then long-lived in the world. It has to be said that we know very little about the new coronavirus. China seems to have it under control, but so far it has found no specific way to counter it. Countries around the world should work together with China to establish a global system to actively respond to the new coronavirus.

If you do need a credit card for emergency purposes, compare offers to discover which one is the best for you and your student budget. Then when you do get one, use it responsibly. If you have student loans, you’ll have plenty of debt to pay after college; make sure you have very little credit card debt to tackle as well.

1. The Basics of Budgeting

It’s also smart to keep a “rainy day fund.” This is money that you can dip into when the air conditioning goes out in your car or you have to buy an unexpected flight home.

ducators work to include a wide array of studies within the required curriculum for young adults. However, there’s a key component of life in which students of all ages aren’t gaining enough knowledge: financial literacy. Now…you may be asking yourself, “What is financial literacy?” That’s a great question.

Every semester, Fastweb helps thousands of students pay for school by matching them to scholarships, grants, and internships, for which they actually qualify. You'll find high value scholarships that are easy to enter like Niche ,000 No Essay Scholarship, and internships with companies like Apple, Google, Dreamworks, and even NASA!  

Perhaps we should reevaluate how we’re educating students (or not educating students) on these important life aspects. Until that change happens, though, here are the five key concepts to work on in order to improve your financial literacy. Mastering these aspects won’t always be easy. However, with a little bit of practice, they will benefit you for a lifetime.

ducators work to include a wide array of studies within the required curriculum for young adults. However, there’s a key component of life in which students of all ages aren’t gaining enough knowledge: financial literacy. Now…you may be asking yourself, “What is financial literacy?” That’s a great question.

Even though financial literacy is crucial to successful “adulting,” a mere 17 states require high school students to take a course on financial literacy. These courses have proven to have a direct impact on a student’s ability to make wise financial decisions. Plus, students who have some personal finance classes under their belts are much more likely to successfully save money, budget wisely and invest smarter.

ducators work to include a wide array of studies within the required curriculum for young adults. However, there’s a key component of life in which students of all ages aren’t gaining enough knowledge: financial literacy. Now…you may be asking yourself, “What is financial literacy?” That’s a great question.

Finally, make sure your passwords are strong. A strong password typically requires an uppercase letter, number and symbol.

  The famous poet, Mr. Liu Zhang, died at 11:00 on February 20 in Shijiazhuang at the age of 82. In consultation with Mr. Liu Zhang's family, the memorial service was held online, taking into account the reality of the current outbreak and keeping funeral arrangements simple, according to the obituary issued by the Association. Liu Zhang was born on January 22,1939, in Shangzhuang village, Xinglong County, Hebei Province. Contemporary poet, National First-class Writer, enjoy the State Council special post experts, honorary president of the Chinese local Poets Association, "Poetry" , "Chinese poetry" editorial committee. The main works are "Yanshan Song" , "Liu Zhang Poetry Anthology" , "Liu Zhang Poetry" , "Liu Zhang Jueju" and "Liu Zhang Prose Anthology" , "Liu Zhang Review" , "Xiao Bao Ballad" and other 50 volumes and the complete collection of poetry "Liu Zhang Anthology" . In 1980, the group poem "Love in the North Mountain" won the first national young and middle-aged poet award. The 131st case is a 49-year-old female with no travel or work history in Baodi District. On January 23, the patient went to Baodi district department store clothing district shopping, 30 fever, self-medication did not seek medical treatment, on February 1 to receive home isolation, during cough, fever and other symptoms, did not seek medical treatment; He went to the fever clinic of Baodi District people's Hospital on August 8 and was diagnosed as a suspected case. He was admitted to isolation ward for treatment. On the 20th, the fourth nucleic acid test result was positive and he was confirmed as the 131st case in Tianjin by a team of experts from Tianjin, subtypes are normal. At present, he has been transferred to Haihe Hospital for treatment, has been identified close contacts for isolation medical observation, other close contacts are being screened. Up to now, 131 cases of new coronary pneumonia have been reported in Tianjin, including 71 males and 60 females, 2 critical type, 20 heavy type, 46 ordinary type, 1 mild type, 59 cured and discharged from hospital, 3 died. 164 suspected cases. A total of 1,986 close contacts have been screened and 775 people are under medical observation. (CCTV reporter Wang Shuo, Sun Qiang) the 131st patient, female, 49 years old, lives for the Tianjin City Baodi District seashore street, does not have the Wuhan Travel and the work history. On January 23, the patient went to Baodi District Department Store Clothing District shopping, 30 fever, self-medication did not seek medical treatment, on February 1 to receive home isolation, during cough, fever and other symptoms, did not seek medical treatment; On the 8th, he went to the fever clinic of Baodi District people's Hospital and was diagnosed as a suspected case. He was admitted to the isolation ward for treatment. On the 20th, the fourth nucleic acid test result was positive. At present, he has been transferred to Haihe Hospital for treatment, has been identified close contacts for isolation medical observation, other close contacts are being screened. Up to now, we have reported 131 confirmed cases of NCP, including 71 males and 60 females, 2 critical cases, 20 severe cases, 46 common cases and 1 mild case, 59 cured and discharged, 3 died. 164 suspected cases. A total of 1,986 close contacts have been screened and 775 people are under medical observation. Overseas network February 20, according to the "Foreign Ministry spokesperson's Office" Information, on February 20, the Foreign Ministry online regular press conference, a reporter asked: U.S. Secretary of State Pompeo issued a statement on the 19th, saying, it "condemned" the expulsion of three foreign journalists from the Wall Street Journal and said China should not restrict freedom of expression. How do you comment? The Wall Street Journal published a commentary attacking China and blatantly choosing a title with Racial Discrimination, which ran counter to objective facts and violated professional ethics and aroused great indignation of the Chinese people, has also been widely condemned by the international community. Mr. Pompeo is so quick to talk about freedom of speech that publishing discriminatory articles that blatantly insult a country or nation, and refusing to admit mistakes and apologize, is what the United States calls freedom of speech? The State Council Information Office held a press conference in Wuhan, Hubei Province on March 20. At the press conference, Ding Xiangyang, a member of the Central Steering Group and Deputy secretary-general of the State Council, said that more than 30,000 medical personnel have been organized across the country to support Wuhan, Hubei Province. Ding Xiangyang: resolutely contain the spread of the epidemic momentum, resolutely win the prevention and control of the epidemic, this is a no bystander public action, is a concerted effort of the people's war. The first line of the epidemic is the battlefield, the vast number of medical staff without fear of danger, without hesitation. Ding Xiangyang: Since the outbreak of the disease, the 29 provinces and Xinjiang Production and Construction Corps and the military system have actively organized more than 30,000 of the country's best medical personnel to support Wuhan, Hubei Province, and put them on the front line of the war. They did not hesitate, did not retreat, did not cry, at the most tense moment of material such as protective clothing, they changed from four-hour shift to six-hour shift in order to save clothing, and some comrades even put on diapers to work, and death race, they are the most beautiful and lovely people of the new age, fighting viruses and carrying on life. So far, Wuhan has put 15-seat shelter hospitals into service, trying to collect what they can. A further 123 patients were discharged today (February 20) from Kong Hon's Shelter Hospital in Wuhan, the largest single-day discharge from a shelter hospital. The oldest patient, 65, and the youngest, 26, were discharged from Kong Hon's Shelter Hospital in Wuhan to cheer on other patients and express their deep gratitude to the staff. In order to increase the capacity of the new shelter hospital is built almost every day at the rate of a race against time. On the night of February 19, the reporter went to the Fourth Road Shelter Hospital under construction in Baisha. Four construction units were working in the Split Second. In 54 hours, they will turn a 12-room warehouse of 14,452 square meters into a 2,200-bed hospital. After nearly 40 hours of construction, the shelter has begun to take shape. Construction personnel overcome various difficulties in purchasing materials, including electric kettles, electric blankets, etc. to make patients more comfortable living supplies. So far, Wuhan has opened 15-seat shelter hospitals for more than 9,300 patients. More than 70 medical teams from all over the country and 7,000 people have come to the aid of the Wuhan Shelter Hospital. State Councilor and Foreign Minister Wang Yi gave an update on the progress made in China's efforts to prevent and control the epidemic. Under the Personal Command of President Xi Jinping, 1.4 billion Chinese people are fighting the virus with great unity, Wang Yi said. The most comprehensive, stringent and thorough measures we have taken have lowered the peak of the epidemic, weakened the intensity of the epidemic and brought the epidemic under strong control. Facts have proved that remarkable results have been achieved in prevention and control work. As the Director General of the World Health Organization, Tan Desai, has pointed out, China's strong action not only controls the spread of the epidemic within China, but also prevents the spread of the epidemic to other countries. It is not only protecting the Chinese people, but also protecting the people of the world, bought time for Global Pandemic Preparedness and control. At present, the number of new cases outside Hubei has been declining for 16 days. In 13 of these provinces, the new figure was zero. The number of confirmed cases in Hubei continued to drop for seven days, with a sharp drop yesterday compared with the day before yesterday. The number of people cured continues to rise, with 16,168 people being discharged from hospitals across the country yesterday. The cure rate is increasing, and the situation in Hubei, especially in Wuhan, is also improving. These data show that the epidemic is not only manageable, but also treatable. Globally, the number of countries affected is 25, well below the more than 200 countries and areas affected by the 2009 H1N1 pandemic. Ninety-nine per cent of cases occur within China and about 1 per cent outside the country. This fact shows that the measures taken by China are effective and demonstrate its responsibility as a responsible major power. We firmly believe that with the strong leadership of the Communist Party of China, the strong mobilization capacity of the country, the institutional advantages of the entire state system, and the Comprehensive National Power of today, China is fully capable and confident of fully overcoming the epidemic as soon as possible. On the evening of February 16, Qi's stool specimen was positive for the new coronavirus, while sputum and throat swabs were negative, and there was no clinical manifestation, according to the diagnosis and treatment plan for the new coronary pneumonia, according to a report from Zhoushan City Health Commission on the 20th, diagnostic criteria for suspected and confirmed cases were not met. To reduce the risk of possible infection, he was taken by ambulance

2020年军官工资标准一览表部队工资每个月发多少? - 恒丰财富网

Even though financial literacy is crucial to successful “adulting,” a mere 17 states require high school students to take a course on financial literacy. These courses have proven to have a direct impact on a student’s ability to make wise financial decisions. Plus, students who have some personal finance classes under their belts are much more likely to successfully save money, budget wisely and invest smarter.

It’s also smart to keep a “rainy day fund.” This is money that you can dip into when the air conditioning goes out in your car or you have to buy an unexpected flight home.

  Like a community secretary/director. They are often referred to as "backstreet premiers" and seem to be in charge of everything. This epidemic prevention and control, the higher command of various orders, measures, are indeed thrown to them one by one. But friends in urban life feel the same way: In daily life, the vast majority of "atomized" residents have little or no contact with the community, and quite a few residents have never even had contact with the community cadres. Objectively speaking, the community's function setting is only "service" or "service" , and does not have the right to "co-ordinate resources" or "handle problems alone" . Community workers, epidemic prevention and control is "additional matters" , "new matters. For example, due to the inconvenience of travel, the daily necessities of the residents have become the responsibility of the community. Community residents of the necessities of life, the community to help equip. In particular, the early home isolation patients, by the service demand is extremely high, but the community also lacks the necessary protective materials to go door-to-door service. In an interview, Dao heard of a case in which a confirmed patient died at home. Because the funeral home had limited special vehicles, family members waited at home for hours before the car arrived. In desperation, the family members flew into a rage at the community leaders. The Community Cadre said, we can understand the sentiment, is scolded also have no complaint, but the coordination vehicle this kind of matter, really is not the ordinary community cadre can solve. First of all, the contradiction between medical resources and demand has been more vigorously resolved, which benefits from the new hospitals, shelter hospitals, schools, hotels and other isolation points. As long as there's a bed, things can be worked out. To know, beds serious shortage, many communities in Wuhan "only a day admission index. ". A staff member involved in the screening said: now there are enough beds, basically suspected can go. Communities are most chaotic when homes are isolated, and all the needs converge into the community, but the community has no way to arrange hospitalization. There's a need to reach the community, and it can be solved in a few hours. Second, Wuhan mobilized more than 16,000 party officials, state-owned enterprise workers and teachers to sink communities. This initiative has greatly enhanced the strength of community work, the community's human and material resources have a better guarantee. In the island uncle's interview, many interviewees believed that now Wuhan community work fundamental flaw or has not been solved effectively, that is, has not mobilized the masses truly. A social worker said to us: A Community of nearly 10,000 people, even if community workers from 10 people to 100 people, the ratio is still a huge gap; but if we really mobilize the residents, every unit, the door to the people, the ratio is what? Mass mobilization should be the core of community governance. Island uncle two days ago in Wuhan to visit a community, usually very good governance, precisely because the masses work solid, many volunteers. The Community Secretary, who has served for 19 years, told us that the outbreak was "zero infection" in the community. Some researchers believe that, objectively speaking, these years of "community governance reform" , the overall trend is to "formalization" and "specialization" direction. This is good, but it also has an unintended consequence: the more formal and professional it is, the more bureaucratic and administrative it will be, and the more "close to and far from the masses" it will be. The epidemic has exposed this kind of malpractice: usually, the community and the Community Cadre, the grid member all have "the exclusive matter" , the superior also depends on these to assess the community, therefore the community worker is busy with the concrete matter, you don't really have time to deal with the community. Since the prevention and control, the community and residents of this pair should be "fish water" relationship, but often can not get through "the last kilometer. At the moment, saving lives is important. But the big test revealed some problems, but it is worth our thinking. An irrefutable truth may be: for a long time, solid work for the masses, is the most important task and direction of the community. Chinanews.com, February 20. According to the official Wechat message of the Xiantao Party Committee's Propaganda Department, recently, there were rumors on the Internet that "all patients in the Huchang Mental Hospital were infected" and "confirmed patients in the Huchang Mental Hospital ran out" , xiantao Health Commission 20, said the relevant information is not true, is a rumor. The huchang psychiatric hospital is a private psychiatric hospital in Xiantao. On February 17, several people in the hospital developed fever, according to the Xiantao Health Commission, 18 patients (16 in-hospital patients and 2 nurses) with new coronary pneumonia were diagnosed by nucleic acid test and relative diagnosis in 130 patients and 49 medical staff. All of them were treated in designated hospitals in the city. The rest of the staff according to the new standard of diagnosis and treatment of pneumonia, is under medical observation of centralized isolation. There's no sign of a confirmed runaway. On the evening of February 19, the first confirmed case of Qiqihar pneumonia in Heilongjiang was discharged. The patient, who lives in Fularji District, was treated by medics at Qiqihar Seventh Hospital for several days before recovering. A few days ago, two nucleic acid tests were negative, in line with the current discharge standards of new pneumonia patients, the hospital was allowed to discharge. (CCTV reporter, Li Rui) Chinanews.com, Lanzhou, February 20. (reporter, Liu Yutao, Ding Si) Qi Jianbang, deputy secretary-general of the Gansu provincial government, said on the 20th that the growth of the epidemic situation in Gansu was slowing down, and the number of new cases showed a downward trend, no epidemic spread occurred in rural areas, the distribution of epidemic situation was relatively concentrated, and the cure rate was relatively high. A total of 65 patients were cured and discharged from hospital, with the cure rate reaching 71.4% . Qi Jianbang said, especially the combination of Chinese and Western medicine, Chinese medicine deep intervention treatment of the whole process, Chinese medicine participation rate reached 96.7% . "Gansu Prescription" free of charge to Wuhan new crown pneumonia epidemic prevention and treatment, in clinical application has achieved good results. Since the outbreak, a number of designated hospitals in Gansu from the night of New Year's Eve, for the first-line medical staff to extract Chinese medicine, to provide protection. In the diagnosis, observation of patients, from the proposed integrated Chinese and Western medicine treatment program, for each patient to take a "personalized" Chinese Medicine Prescription, Help Cure. The First Hospital of Lanzhou University has also set up a special group on the prevention and treatment of TCM. On the one hand, TCM is involved in clinical application. In some hospitals and pharmacies in Lanzhou, Staff Use "incense" to sterilize. Wei Yuhui, director of the Department of Pharmacy at the First Hospital of Lanzhou University, said in an interview recently that "incense" is the most commonly used air disinfection method in ancient China, which uses drugs that are pungent, warm, evil-dispersing and fragrant to avoid uncleanness. It is suitable for spaces with large flow of people, to achieve the effect of clean air. The Gansu Provincial Health Commission requested that the rescue work of integrated Chinese and Western medicine be carried out in a standardized manner, that experts in Chinese medicine intervene immediately in suspected and confirmed cases, and that a plan for integrated Chinese and Western medicine be drawn up jointly with experts in western medicine, to ensure the early, timely and full use of Chinese medicine in all cases, and strive to achieve the "one patient one plan" ; there is no Chinese medicine expert resources or medical institutions with weak Chinese medicine capacity, to apply to the Health Administration Department at the same level for dispatching experts in traditional Chinese medicine to take part in the rescue work. Since the outbreak of the epidemic, Gansu has formulated the "guiding opinions on the prevention and control of the epidemic of new crown pneumonia in Gansu province at different levels" in light of the actual situation. A comprehensive assessment has been made of 86 counties and mining areas in Gansu Province. Currently, there are 75 low-risk areas in Gansu Province, 12 medium-risk areas, no high-risk areas. Qi Jianbang said that Gansu will effectively link up the prevention and control of the epidemic with the resumption of work and production, accelerate the promotion of the clearing of the stock of the number of people diagnosed, suspected, observed and isolated in the middle-risk areas to zero and zero growth, reduce the middle-risk areas and expand the low-risk areas, strive to achieve a full resumption of work as soon as possible, to restore normal order in production and life. (end) since May last year by the national anti-triad office as a priority case, the implementation of listed supervision, Sun Xiaoguo case by the community continued to receive widespread attention. For now, the battle against the new pneumonia is a cause célèbre, but judging by the flood of comments on the Internet, it has not dimmed public attention to the case. People rejoice in the realization of justice

Real life: You will very likely need to budget your money as a college student. How much of your money should you realistically allocate toward clothing, school and apartment supplies as well as late night pizza dinners.

3. Prioritizing Saving

Real life: If your social media accounts are public, consider switching them to private – or limit how much detailed information you post. Also, never browse or make online purchases on a public computer. With that, never use your credit card in a public setting. Wait until you get home to make those purchases.

ducators work to include a wide array of studies within the required curriculum for young adults. However, there’s a key component of life in which students of all ages aren’t gaining enough knowledge: financial literacy. Now…you may be asking yourself, “What is financial literacy?” That’s a great question.

Real life: You may find that as soon as you arrive on campus, you’re flooded with credit card offers. Just because you’re out of Mom and Dad’s house and finally “on your own,” this doesn’t mean you should sign up for any and every card – and then go crazy.

Understanding the ins and outs of interest can impact your finances more than you likely realize, so it’s an important concept to gain a better understand of early on in life.

While it’s not a fool proof science (people can be safe and things do still happen) it’s important to safeguard your finances as best as possible to avoid the threats that exist.

Finally, make sure your passwords are strong. A strong password typically requires an uppercase letter, number and symbol.

Even though financial literacy is crucial to successful “adulting,” a mere 17 states require high school students to take a course on financial literacy. These courses have proven to have a direct impact on a student’s ability to make wise financial decisions. Plus, students who have some personal finance classes under their belts are much more likely to successfully save money, budget wisely and invest smarter.

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